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Started in 1890, Southern Insurance Company is now an independent agent with more than forty employees and six locations in northeastern North Carolina including Colombia, Corolla, Elizabeth City, Greenville, Kitty Hawk and Wilmington. The company is a part of Montgomery Insurance and sells lines that include personal insurance, commercial coverage, life and health insurance, and marine insurance. Additional companies include: Auto Owners Insurance, Builders Mutual, Travelers Insurance, State Auto Insurance Company, and the Cincinnati Insurance Company.

Coverage in the personal lines includes: homeowners coverage, tenants insurance, property coverage, auto insurance, rental and investment property coverage not considered to be commercial, personal auto insurance, flood coverage, wind storm damage coverage, umbrella coverage, watercraft insurance, jewelry protection and antiques insurance.

Southern Insurance Company also offers commercial insurance coverage for: business property coverage, commercial liability insurance, commercial package coverage, BOP coverage, commercial auto insurance, commercial truck insurance, commercial umbrella protection and professional liability coverage.

Life and health insurance coverage offered by Southern Insurance Company includes: health, major medical coverage, dental insurance, disability insurance, short term and long term care coverage, Medicare supplemental policies, life insurance and annuities. Marine insurance is also offered and covers yachts, boats, marinas, boat builders and water sport rentals.

Southern Insurance Company is sold by independent agents that represent several different insurance carriers. All lines and products may not be available in all six North Carolina locations and there may be restrictions on policies, coverage and limits for each of them. Agents may also have additional restrictions on each policy. Discuss insurance limits and needs with your independent agent so that you have the right amount and type of coverage for your personal needs. Agents may also offer discounts and other incentives for both personal and commercial lines.

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